Important Things to Remember If You Become an Accident Victim

"Your Accident Fact Kit:
We hope you find our Accident Fact Kit helpful in the event of an accident. Don't forget to keep a pen with your kit. Keep the kit in your glove box, just in case you need it.

It includes:
- An Information Exchange (2 copies)
Complete one of the forms and provide it to the other driver. Have the other driver complete the other form and return it to you. You will need this information when you report your loss.
- Witness Information
Separate the form and ask any witnesses to the accident to complete the form and return it to you. You will need this information when you report your loss.
- Accident Details
This form is to help you record accident details while the incident is still fresh in your memory.

You may find it helpful to think about road and weather conditions, who was in your car, and other facts. You may need this information to report your loss and refresh your recollection
later.

If you have an accident, remember these tips:
- Try to keep calm. Do whatever is necessary to protect your family members or passengers and your property.
- Check for injuries, and get help if needed.
- Do not leave the scene of an accident.
- Do not admit responsibility at the accident scene or blame anyone else.
- Do not discuss the scope of your insurance coverage.
- Always notify law enforcement if there are injuries, death, or significant property damage related to the accident. Cooperate with law enforcement officials.
- Record name, address, and phone numbers of any witnesses; a witness is someone that saw the accident but was not involved in it.
- Note the date, time and location of the accident. Record details like cross streets, lane configurations, and weather conditions."

The link above to this caption is to an Insurance Company's PDF Accident Kit which you may or may not find helpful. I am surprised that it doesn't suggest that you purchase a disposable camera to take pictures of the car damage (collision claim and/or property damage claim) but then again, they are probably afraid it would be used to document your immediate injury at the collision scene.